DSCR Loans for Real Estate Investors

Fast Funding for Smart Flippers — Fix & Flip Loans That Work for You

Qualify Based on Rental Income — Not Personal Tax Returns. Close in 10–14 Days.

What is a Fix & Flip Loan and Why You Should Care?

A Fix & Flip loan is short-term financing designed for real estate investors who buy properties, renovate them, and sell for a profit—often within 6–12 months.

Why it matters

These loans are all about speed and flexibility. Whether you're flipping your first property or your fifteenth, this type of financing gives you fast access to capital to purchase and renovate distressed or undervalued homes:

Close in days, not weeks
Covers purchase and renovation costs
Less red tape than traditional banks
Maximize ROI on short-term deals

How It Works: Steps to Get a Fix & Flip Loan

1. Send us the details of your property, your renovation plan, and your estimated resale value (ARV).

2. We assess the deal—not just your financials. Credit score matters, but experience and project potential carry weight.

1. You can get funding for:

-Up to 90% of the purchase price

-Up to 100% of renovation costs

Based on the ARV

4. Once approved, renovation funds are released in stages as work is completed and inspected.

5. Flip & Exit: Sell the property, pay off the loan, and pocket your profit. Ready to roll it into the next deal? We’re ready when you are.

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FAQS

Do you offer loans that include renovation costs?

Yes! In many cases, we fund both the purchase and up to 100% of your renovation budget.

Do I need experience flipping houses?

Experience helps, but first-time flippers can qualify too. A solid plan and contractor support can make all the difference.

How fast can I close a fix & flip loan?

Some deals close in as little as 7–10 days, depending on the paperwork and property.